Contents and details of the insurance policy

Today we will talk about the most important topics in auto insurance, is items that include insurance policy is very important to be well studied and understood.

  First / Bodily injury liability:

In the event of an accident, the amount of the policy covering the incident and the following /
* Expenses and hospital fees.
* Treatment expenses.
* Expenses death
* Expenses other diseases resulting from the incident

  Second / Property damage liability. :
Of the most important items of interest to the insurance policy of sabotage and cracking in others if the insured property caused the accident and resulted in the destruction of property of others in this case the amount of insurance covers all losses resulting expenses and added to the lawyer if I can raise a person that broken possessions.

Third / Comprehensive coverage
This item in auto insurance covers the following cases
* Damage caused by floods.
* Damage caused by fire
* Any other damages except traffic accidents.
It is your coverage and sometimes may take a new car if the damage was strong and this stuff optional, not mandatory

Fourth/ Repair coverage: (Collision coverage )
The insurance company pays all expenses repairs in case of an accident.

Fifth / Uninsured motorist / underinsured motorist
This is one of the most important items auto insurance Why? Suppose that you have committed a traffic accident, and you are a insured, but the car afterlife uninsured and was the cause of the accident, the insurance gives you the differences and pay your medical bills and anything else related to the incident.
Sixth/ Personal protection against injury:
This optional item in the auto insurance in case of an accident, the insurance company will pay medical bills and all other expenses, whether you are the cause of the incident or the other.




Source: agencies