Health Insurance Totalitarian Systems

There is no doubt that each type of health insurance benefits its own and each type disadvantages and dangers and its requirements necessary for its success, however, the application of any kind of health insurance is better than total absence of insurance, because the alternative insurance is direct payment which causes the face low-income to the problems of high costs health services, and if the need for health insurance has become taken for granted, even among non-specialists, it is important to know the different types of health insurance applicable around the world and the characteristics of each type so that we can devise a mechanism most appropriate to the community and can be summarized types of health insurance in the following : -

 Health Insurance Totalitarian Systems:

They based systems to pay for the expenses of treatment through general taxes collected by states from citizens, and does not rely contribute to these regulations over the use of health services but on the mechanisms in place to collect taxes, has been achieved these systems some justice if taxes were collected in ascending, so that taxes based on income level, assets and real estate and land, so that the poor can benefit from high taxes paid by the rich, while on the other hand when relying on other taxes such as sales tax commodity taxes services they hurt the poor and do not affect the rich.

If the most prominent feature in these systems to cover all citizens in the portfolio risk and one as a result of mandatory pay taxes even theoretically, but noticeable in practice in developing countries that taxes are burdens on middle-and low-income people while providing services to the rich, and remains a major problem for these systems it is often accompanied by low the level of health services provided and the low efficiency and the result of economic reasons (such as inflation and shift staff to jobs non-governmental and weak tax systems), making taxes collected from workers in many countries is limited, as well as the ever-dwindling income of some governments, leading to a deficit these countries afford health services and thus the emergence of health systems semi-private characterized low quality and efficiency, as also lead to outbreaks of payment non-formal, which is the natural consequence of the low budget allocated to address the low level of income of the health service providers, which pays beneficiaries of health services for asylum informal payment to get a better level of service, it is considered the informal payment accompanying manifestations of the health systems that do not have sufficient funding and appropriate management.

Source: agencies